Instant Cash Loans


PaydaysAmerica.com is the ideal answer for people who are in between paychecks, have an emergency or are just short on cash. Just fill out the application online and direct lenders will deposit funds into your account within one hour after approval.

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Want money for your business?


Whether you need funding for expansion or working capital, PaydaysAmerica.com gets you the business financing you need when you need it at minimal costs. We do not ask for stacks of paperwork and can approve your business loan in just one hour.

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Cheap Installment Loans


Our installment loans are the most profitable ones. We offer no-collateral and short term loans to help you cover various types of expenses that interfere with your everyday life. Your monthly budget will never suffer because our clients choose the pay-back period and pay only affordable payments.

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How it works?

do it in just 3 simple steps
choose a loan sum
for your needs
fill simple form
in 5 minutes
get your cash
in few hours!

Have a question?

The staff of Paydays America pride themselves in giving customers first class service through their professional and superior skills and knowledge. They are trained to assist you in a discrete manner to ensure the privacy of your financial transactions. Simply fill out our online application to get cash today!


Fast Cash Loans Online

The secure online application is quick and easy. Receive your approval in seconds and finalize your loan with one of our reliable lenders.

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Money will be deposited into your bank account WITHIN 24 HOURS OR SOONER!

Choose Us for Instant Loan Application Online.

There are lots of reasons people need cash: household finances are stretched to the limit, unpredictable medical expenses, your vehicle requires repairing – this list can be longer, however, in all these situations, you need cash fast. If you are tight on money and there are several days before you will finally receive your salary, PaydaysAmerica.com can help you! If you experience financial struggles firsthand, our company will help you manage the situation!


What do we offer?

We are a US-based company, and our goal is to help borrowers find lenders, offering the most profitable propositions. We collaborate with a lot of direct American lenders. Therefore, having visited our website, you will surely find a lender who will help you to cover unpredictable financial expenses almost immediately.

Paydays America helps you obtain a loan faster, easier and more conveniently. Our terms are more profitable than propositions from traditional lenders and banks.


Our company helps you obtain these types of loans:

  • Payday loans. This form of crediting will be extremely useful for those who want to cover inconspicuous financial expenses. A payday loan is given over a short period. When strapped for cash and a little extra money can help you between paychecks, a payday loan is what you need.
  • Installment loans. This form of crediting is given for a longer period and several scheduled payments are made before a loan will be repaid.
  • Business loans. These loans are designed for business purposes only and usually have inconspicuous fixed repayment costs.

Our service works online only. You do not have to visit our office personally – you can apply regardless of your location. We realize that financial straits require an immediate solution, therefore, with our service, you will never see any bureaucratic red-tape. We are not a lender; therefore, we are not interested in enforcing a choice of one or another lending company. We advertise no particular company. Our goal is to find the most profitable payday, business or installment loan for our customers. Furthermore, our service is absolutely free, and we always try to find a loan to correspond to the customer's requirements.

With the service of paydaysamerica.com, your personal data is well protected. We never pass customer's information to third parties. Lenders that cooperate with us are licensed companies that do not require additional fees or preliminary payments. All our partners never ask clients to send a preliminary payment before you obtain a loan via MoneyGram or WesternUnion. It doesn't matter what form of crediting you choose – with our service, you will get fast cash, understandable terms and conditions and no hidden fees are required.


How to qualify?

As far as our target is to help borrowers solve financial straits quickly, we simplified all formalities. Regardless of the loan you need, the procedure of applying only takes five minutes of your time. Our consumers just have to select the form of crediting, indicate the sum of a loan and fill in a short application form. Each type of loan has some requirements for the customers. However, they are not severe; each person can get access to immediate cash with our service. If you need cash to cover inconspicuous financial difficulties, like unpredictable expenses on a profitable proposition from a travel agency or payment against educational or medical invoices, a payday loan is what you need. The maximum sum you can get is $1000. The borrower must correspond to these requirements:

  • must be of legal age,
  • have a bank account (for receiving the loan),
  • show income proof or prove by a document that you receive Disability income or Social Security.

Installment loans are also given for a short period. However, the period varies from 3 to 12 months. It cannot be paid back by one payment only – usually, a borrower must make several scheduled payments. The maximum sum of an installment loan is $5000. Speaking about the requirements for the borrower, they are the same as with payday loans but the borrower’s credit rating is also checked. It must be fair, and a borrower must not be serving on active duty.
If you need to fund start-up expenses for your business, a business loan from our company can help you do this. This is the most profitable financial assistance for developing your business. Payments are usually based on the income from your business. It has a predetermined end date and a fixed repayment cost. The sum varies from $5,000 to $250,000 and the crediting period – from 4 to 24 months.
However, there are some requirements for a borrower. Monthly income must be at least $10,000 (if a person is recently in business – from 4 to 11 months). The requirements for a monthly income are not severe to those who have been in business for at least one year – $2,500.


The advantages of our company

All our customers are always satisfied with our services and in case of financial emergency, they come to our company again.

  • We work in the territory of the whole country, in all 50 states.
  • We offer you all types of loans,
  • We collaborate with verified lenders only; therefore, you can trust us!
  • We never ask what you need money for; we simply offer you the fastest way to get cash!
  • Your personal data is well protected due to the best Internet encryption technology we use!
  • We save your time. Only 5 minutes for filling in the form and cash is transferred the same day after approval!
  • Immediate approval.

We work to simplify the procedure of obtaining any loan you need. We are fast, easy and very convenient for our customers! If you need fast cash from a reliable lender, PaydaysAmerica.com always welcomes you!

We are working across the United States!


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